Finance · FORTUNE
Fortune #12
Good fortune
Paying debt on time can avoid unnecessary fees. Set a reminder before each due date.
QUOTE CARD
A quote for you
“ความอยู่รอดของชาติจะมั่นคงได้ก็ต่อเมื่อชาตินั้นมีความซื่อสัตย์สุจริตและมีคุณธรรม”
— เฟรเดอริก ดักลาส
นักเขียน นักปราศรัย และนักเลิกทาสชาวอเมริกัน ผู้ต่อสู้เพื่อเสรีภาพและสิทธิพลเมือง
- Person
- Frederick Douglass
- Source work
- Speech on the twenty-third anniversary of Emancipation in the District of Columbia, Washington, D.C. (April 1885).
- Source text
- The life of the nation is secure only while the nation is honest, truthful, and virtuous.
STORY & REFLECTION
A reminder before payment day
Guidance-based illustration · A reminder before payment day
Illustrative scene: An employee usually pays a card on time, except during travel when the statement goes unread. A late fee comes from forgetting, not lacking cash.
She sets an early reminder and a second near the deadline, checks the balance, and uses a traceable payment method. A busy month need not become a fee-paying month.
The Bank of Thailand recommends listing every debt with balance, interest, and monthly payment, then planning around actual ability to pay. The full picture makes costs and due dates visible.
A visible due date helps money reach its purpose on time.
Reflection
Timely payments reduce fees and protect credit standing.
A small action today
Set a reminder at least three days before each due date.
A question to reflect on
What step will reduce the chance of a missed payment next month?