Finance · FORTUNE
Fortune #17
Good fortune
Insurance is most useful for losses you could not comfortably cover yourself. Check coverage and exclusions before buying.
QUOTE CARD
A quote for you
“วิธีที่ดีที่สุดในการค้นพบตัวเองคือการเสียสละตัวเองเพื่อช่วยเหลือผู้อื่น”
— มหาตมะ คานธี
ผู้นำเอกราชอินเดีย ผู้ผลักดันการต่อสู้โดยไม่ใช้ความรุนแรง
- Person
- Mahatma Gandhi
- Source work
- Quotes / 1940s / To Every Briton (1940)
- Source text
- The best way to find yourself is to lose yourself in the service of others.
STORY & REFLECTION
Coverage and the family's gap
Guidance-based illustration · Coverage and the family's gap
Illustrative scene: A parent is offered a costly life policy. They already have employer benefits but have not checked the family's obligations if their income stops.
They list debts, dependents' costs, savings, and existing coverage, then read exclusions and ongoing premiums before deciding whether any added policy fits.
The Bank of Thailand advises reviewing family obligations, assets, and existing coverage before buying life insurance, as well as policy terms and the ability to keep paying premiums.
Coverage should address a real gap and remain affordable on ordinary days.
Reflection
Insurance should cover losses you could not comfortably absorb.
A small action today
Review coverage, exclusions, and beneficiaries on key policies.
A question to reflect on
Which uninsured risk would hit your household hardest?